If your insurer denied your claim or offered a settlement that doesn't cover the real cost of repairs, you may have options. Our licensed public adjusters review the denial, re-document the loss, and negotiate on your behalf.
Insurers deny or underpay claims for many reasons — incomplete documentation, disputed cause of loss, or undervalued repair estimates. A denial letter is often the starting point of a negotiation, not the end of one.
A licensed public adjuster reviews the basis for your denial or settlement, gathers the documentation needed to challenge it, and negotiates directly with your insurer.
Your insurer denied your claim outright, citing exclusions, disputed cause, or insufficient documentation.
You received an offer, but it doesn't come close to covering the actual cost of repairs.
New damage was discovered after your claim was closed, or you believe the original assessment missed something.
In many cases, yes, particularly if new damage is discovered or the denial was based on an incomplete inspection. Time limits vary by state and policy.
A denied claim means the insurer refused to pay at all. An underpaid claim means a settlement was issued but doesn't reflect the actual cost of repairs.
Often yes. A fresh, thorough inspection and documentation package is usually the strongest basis for reopening or re-negotiating a claim.
Yes, deadlines vary by state and policy language. It's best to act as soon as possible after a denial or low settlement offer.
No cost, no obligation. Licensed public adjusters review your denial or settlement and give you an honest read on your options.
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