Insurance companies have experienced hurricane claim adjusters working to minimize their exposure. Catalyst fields licensed public adjusters who document every item of storm damage and negotiate the settlement your policy supports.
Hurricane and named-storm claims often involve hurricane deductibles, complex documentation requirements, and insurers under pressure to settle large volumes of claims quickly and cheaply.
Catalyst documents every item of storm damage, challenges undervaluation, and negotiates the settlement your policy actually supports, with escalation to the appraisal process available when disputes arise.
Deadlines vary by state and policy. Some states impose specific statutory deadlines for named-storm claims, so it's important to file as soon as possible after damage occurs.
A separate, often percentage-based deductible that applies specifically to hurricane or named-storm damage, typically higher than a standard deductible.
Coverage depends on your specific policy. Most homeowners and commercial policies cover wind damage; flood damage typically requires separate flood insurance.
Document everything with photos and video, make reasonable temporary repairs to prevent further damage, and contact a licensed public adjuster before accepting any settlement offer.
Insurers process large volumes of storm claims quickly, which can lead to overlooked or undervalued damage. A public adjuster reviews your claim in detail to identify what was missed.
In many cases, yes, subject to policy and state-specific time limits. We can review your situation to confirm whether reopening is possible.
Most property policies include an appraisal clause allowing either party to demand a neutral appraisal process when the amount of loss is disputed. It's typically used after standard negotiation has stalled.
Get a free, no-pressure review of your hurricane or storm damage claim.
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